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We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Data Scientist

About the Role

We’re seeking an experienced Data and Decision Scientist to deliver insightful analytics and predictive models that support the global risk management strategy for Global Business Solutions at Fiserv.

This position will be responsible building and supporting the deployment of ML models and Decisioning frameworks as well as traditional techniques to support the risk management strategy. The incumbent will play a critical role in supporting key company priorities, by reducing risk of loss as well as enabling top line growth. The incumbent will conduct complex and sophisticated analytics, develop ML and predictive models for credit and fraud risk management as well as identify new areas of opportunity. This position will be a critical interface with stakeholders within and outside Fiserv in building best-in-class analytical solutions.

Key Responsibilities

• Responsible for conducting complex analysis using statistical and other industry leading quantitative techniques.
• Developing predictive models using large datasets. Leverage machine learning as well as traditional techniques in developing best-in-class models as appropriate.
  Conducting analysis to support the development of policies.
• Building analytical products using external and internal data assets in close collaboration with technology teams.
• Identify and evaluate external data sources and attributes necessary to enhance predictive models

• Implement robust data validation, monitoring, and tracking solutions.
• Maintain documentation to support internal and external stakeholder requirements and partner effectively within Agile workflows using JIRA and Confluence.
• Establish the scope of the project, lead internal communication with stakeholders, and ensure delivery of projects per commitment.

Basic Qualifications for Consideration

• Bachelor’s / Master’s degree in a quantitative field (Mathematics, Statistics, Computer Science, Engineering, or related).
• 4+ years of relevant experience in leveraging analytics in a financial or technology firm as well as at least 3-5 years of experience in leading people and teams.
• Deeply proficient in Python—for data engineering, statistical modeling, machine learning and production model deployment
• Experience deploying solutions to AWS using CI/CD automation.
• Hands-on experience with Snowflake (SQL, data pipelines, optimization).
• Strong experience with Git workflows in GitHub
• Excellent verbal and written communication skills
• Demonstrated project management skills and the ability to work on multiple projects on a concurrent basis and be able to meet deadlines
• Ability to work in a team environment and to collaborate with other internal staff and external consulting firms
• Ability to perform duties under minimum supervision

• Hands-on experience in using large data sets and in building predictive models using traditional techniques as well as new techniques such as machine learning.

Good to Have

• Agile methodology experience (JIRA, Confluence).
• Exposure to OCR, NLP, or AI-driven automation.
• Fintech/payments/lending domain experience.
• Background in real-time and unstructured data pipelines.
• Familiarity with ML model pipelines or feature stores.
• Experience with visualization tools like Power BI / Tableau.
• Knowledge of credit bureaus and other external data sources.

Experience developing analytics, reporting or data processing using SAS.

Salary Range

$100,000.00 - $165,600.00

These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company’s sole discretion.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

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Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.